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Reduce ACH Payment Returns
Real-time bank account and routing validation that improves first-
pass payment success and lowers return rates for outbound
ACH credits.
Even small return rates create measurable drag.
Returned ACH credits lead to:
High return rates can trigger bank scrutiny and risk ACH
origination privileges. At scale, these preventable returns compound quickly.
- Manual reprocessing and rework
- Delayed payouts and recipient friction
- Return-rate scrutiny from banks
Verify Before Funds Move
You can:
- Catch invalid or closed accounts upstream
- Detect mismatched account information
- Improve straight-through processing rates
- Protect ACH return thresholds
Payment accuracy improves before the file is released.
Simple Integration. Immediate Protection.
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Verify Validity
Account validity and status are verified directly with the bank.
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Proceed Securely
Payments proceed after verification confirmation.
- Instant verification. No payout delays.
Built for ACH Payment Programs
If you send outbound ACH payments, reducing preventable returns should be built into your workflow.
Insurance and Claims Disbursements
Financial Services and Fintech Platforms
Banks and Credit Unions
Software and Marketplace Payouts
Real Estate and Mortgage Transactions
Lower Your ACH Return Rate
Add real-time account and ownership verification to your outbound payment
process and reduce avoidable returns before they occur.
Since 1989, Lyons Commercial Data™ has been a leading provider of data verification tools to financial institutions, payment processors, insurance agencies, healthcare solutions, education institutions, and retail businesses.
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Get In Touch
- [email protected]
- 1-800-684-0388
- 12276 San Jose Blvd, Ste 624 Jacksonville, FL 32223
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