Prevent ACH Payout Fraud with AOA

Real-time account ownership verification to block unauthorized
disbursements and strengthens outbound ACH controls.

Outbound ACH Credits Are a  Fraud Target

Organizations sending ACH credits face increasing exposure to:

Once funds are sent to the wrong account, recovery is difficult.
Strong controls must exist before release.

Real-Time Account Ownership Verification

Lyons confirms whether the recipient is authorized to transact on
the bank account before an ACH credit is initiated.

Fraud prevention becomes automated in your payout workflow.

Simple Integration. Immediate Protection.

Submit Details

Account and name details are submitted through a secure API.

Validate Ownership

Ownership is validated in real time.

Proceed Securely

Payments proceed only after confirmation.

How Lyons Helps Verify Account Ownership Before Funds Are Sent

Lyons helps organizations verify bank account ownership before ACH payments are initiated. This helps teams confirm that the account belongs to the intended recipient before funds are sent, reducing fraud risk and strengthening payment controls.

ACH Payment Ops

If you send ACH payments, verify ownership before funds move.

Insurance Carriers and MGAs

Financial Services and Fintech Platforms

Banks and Credit Unions

Software and Marketplace Platforms

Real Estate and Mortgage Firms

Any Organization Disbursing Funds via ACH

Strengthen Your ACH Fraud Controls

Add real-time account ownership verification to your outbound payment
process and prevent unauthorized disbursements before funds leave the bank.

Since 1989, Lyons Commercial Data™ has been a leading provider of data verification tools to financial institutions, payment processors, insurance agencies, healthcare solutions, education institutions, and retail businesses.

Quick Links

Get In Touch

Terms and Conditions