2026 Nacha Fraud Monitoring Rule: What ACH Originators Need to Know
Beginning March 20, 2026, Phase 1 of Nacha’s new fraud monitoring requirements takes effect for certain high-volume non-consumer ACH Originators and Third-Party Senders. The rule requires covered organizations to use risk-based processes to monitor ACH credit transactions for fraud, including payments associated with unauthorized activity, false pretenses, and scams. The ACH Network is the backbone […]